Buying a vehicle can be a big undertaking, and we know that! At Riverside Chevrolet GMC, our goal is to make buying a new car as fun and smooth as we possibly can. If you plan on financing your new ride, let us take out some of the stress involved so that you can focus on what's important: getting into your new vehicle on your terms and with a payment that fits your budget! From the initial credit application to signing on the dotted line, we take care of it all! Our financing process is simple, and we use a variety of lenders to help you achieve a payment that comfortably fits your budget and terms.

Why should you use our services to finance your next vehicle instead of bringing your own financing? Our financing process involves carefully evaluating your credit situation to determine what lender may suit your needs best. Do you plan on paying more than your minimum payment? Do you have a due date preference? Is there a specific payment range you would like? All of these questions are answered in the credit and needs evaluation process and in most cases, our lenders are able to provide cheaper rates compared to using your local bank. Of course, no one knows your situation better than you so our job is to assist you as best we can along the way!

We take the following steps to determine what financing options may suit you and your budget:

1. Our expert sales representatives establish what vehicles fit your budget and that you are interested in purchasing.
2. Once you have selected your desired vehicle and the pricing terms are agreed to, the sales representative then takes a credit application that includes information about you and your employment history.
3. The sales representative then takes this application to our finance manager, who then runs your credit and pulls a bureau history to determine which financing options will suit your needs best.
4. Our finance manager will then join you in the salesperson's office to present to you financing options and recap your credit information to make sure nothing was missed.
5. Terms are agreed to, papers are printed and signed, and you are on your way to enjoying your new vehicle!

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

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